In the contemporary society that we live in, owning a mobile phone is now a way of life. It’s mandatory and key to our day to day operations that the simple admission that an adult doesn’t own a mobile phone is usually greeted with frowns and disbeliefs. I mean, it’s the 21st century and owning a mobile phone is no longer a privilege but a right. You simply need to look at statistics to fully appreciate the importance of mobile phones. In the UK alone, over 90% οφ τηε households own a mobile phone and this explains how important mobile phones are in our daily lives.
When mobile phone contracts became a reality in the UK, most people were quick to avail one. However, it soon became clear that if you had a poor credit score, getting approved for a phone contract was an exercise in futility. This is exactly where the rain started beating those with a poor credit score. The process of applying for a phone contract became an involving one and one that sapped the energy of those with a low credit score. UK individuals with a poor credit score had to contend with disappointments stemming from incessant rejections every time they applied for a phone contract.
It was a pretty difficult time until no credit check mobile phones were unveiled. All of a sudden, those with a poor credit score had a life line. They no longer had to contend with outright rejections, being discriminated upon based on the status of their credit score and could avail a phone contract within 24 to 48 hours.
What are no credit check mobile phones?
As the name suggests, no credit check mobile phones are mobile phone contracts where credit scores are not a deciding factor as to whether a person is approved or not. With this kind of contract, providers do not take into consideration the status of your credit score or whether you have a history of arrears or defaults. You can apply and get approved irrespective of how bad or poor your credit rating is.
Features of no credit check mobile phones
The most outstanding feature about no credit check mobile phones has to do with the fact that there are no credit checks. This is positive and something that has put a smile on the faces of most individuals with a poor credit rating. Secondly, there are diverse deals and this means you can choose a deal within your budget that you are comfortable with. The contract length for no credit check mobile phones is also slightly longer than for standard mobile phones. Ordinarily, providers insist that you be locked for a period not less than 18 months. This could be disadvantageous especially if you wish to switch to another provider in the middle of your contract.
There is also the option to apply for refurbished or brand new mobile phones as you will notice when you visit http://www.phonesworld.co.uk.
Who is suitable to apply for no credit check mobile phones?
The fallacious belief is that no credit check mobile phones are only suitable for those with a poor credit rating or a history of defaults. However, this is far from the truth. No credit check mobile phones are virtually open to everyone and especially those with no prior credit history. Those with no credit history are just as disadvantaged when it comes to applying for a phone contract. Providers have no way of telling how responsible they are and therefore more often than not reject their applications. However, no credit check mobile phones offer those with no prior credit history a perfect opportunity to build their credit report from scratch!